Site Terms & Conditions

Website Terms & Conditions

Last Updated: October 6, 2025

These Terms & Conditions (“Terms”) of Credit Corp Solutions Inc. (“Credit Corp”, “we”, “us”, “our”) govern your access to and use of all contents, materials and information available within our website located at www.creditcorponline.com, including your use of our payment portal (the “Portal”) and any other functionality made available through our website (collectively, the “Website”).  

PLEASE REVIEW THESE TERMS CAREFULLY.

These terms apply and become binding on the first date that you access any part of the Website or use any functionality provided through the Website. You agree, on behalf of yourself and any institution/company or other legal entity that you represent, to be legally bound by these Terms when you access or use the Website. By accepting these terms or using the Website, you acknowledge that you have read and agree to the Terms in effect at the time of your access and/or use, and agree that you are bound by them. If you do not agree with any part of these Terms, please do not access or use the Website.

MINIMUM AGE

BY ACCESSING OR USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU ARE AT LEAST 18 YEARS OLD AND ACCEPT THE TERMS SET FORTH HEREIN. IF YOU ARE NOT AT LEAST 18 YEARS OLD OR DO NOT ACCEPT SUCH TERMS, YOU MAY NOT ACCESS THE WEBSITE.

CHANGES TO TERMS; ADDITIONAL TERMS

We may modify and amend these Terms at any time. We will post the modified Terms on the Website and indicate the date the Terms were last updated. You understand and agree that your continued use of the Website after we have made any such changes constitutes your acceptance and acknowledgement of the new Terms.  In addition, certain functionality and features on this Website may be governed by or subject to additional or separate terms, conditions, or notices that differ from these Terms. Therefore, you should review these Terms and any other applicable terms, conditions, and notices that are in effect each time you use the Website. We will consider your continued use of the Website as acceptance of any such additional terms, conditions, and notices.

PRIVACY POLICY

You may provide, and Credit Corp may collect and store, personally identifiable information about persons who visit the Website. Please review our Privacy Policy (“Privacy Policy”) and our California Privacy Notice which also applies to your use of the Website.

COMMUNICATIONS

By accepting these Terms, you also expressly consent to be contacted by Credit Corp for any purpose, including debt collection, arising out of or relating to your access to or use of the Website, your Account(s), or your debt or outstanding obligations by email, SMS or MMS messages (including text messages), and calls and messages delivered using automatic telephone dialing system, an automatic texting system, or pre-recorded and artificial voice. In the event that an agent or representative calls, he or she may send you a text message or leave a message on your answering machine or voice mail. You also agree that we may record or save voicemails or text messages that are sent to you. You consent to receive emails, SMS/MMS messages (including text messages), calls, and messages from us at the specific number(s) or email address you have provided to us, or numbers or email address we can reasonably associate with your Account(s) (through skip trace, caller ID capture, or other means) for the purposes of debt collection, with service-related information, notices, disclosures, documents, other Account-related correspondence, or questions about your Account(s). You further represent and warrant that the telephone number you have provided to us is your contact number and that you are permitted to receive calls and text messages at the telephone number you have provided to us. You agree to alert us promptly if your telephone number changes or is no longer in service. You also agree that any email address you provide to Credit Corp is an active and personal private email address accessible only to you and not a workplace or shared email address. You agree that we may use such means of communication described in this section even if you will incur costs to receive such phone messages, text messages, e-mails, or other means. Standard message and data rates may apply to all SMS/MMS messages (including text messages). The number of messages will vary by account. We may modify or terminate our SMS/MMS messaging services from time to time, for any reason, and without notice or liability to you. If at any time you wish to stop receiving communication to a particular email address or phone number, you can click the Unsubscribe link contained within the email, or reply STOP to stop receiving text messages to that phone number. or contact Credit Corp on the Contact Us page of the Website.

We may use artificial intelligence (“AI”) tools to assist with certain functions and communications. AI-generated content is provided for convenience only and may not always be accurate. You should independently verify any information before relying on it. Interactions with AI tools and functions may be logged, monitored, and retained in accordance with our Privacy Policy and our California Privacy Notice.

Electronic Communication Delivery Notice and E-Sign Consent Notice

We may be required by law to give you certain information “in writing” which means you are entitled to receive it on paper. We may provide this information to you electronically, instead, with your prior consent. You agree and consent to receive communications electronically, including but not limited to notices, disclosures, records, documents, and other information (collectively, “Communications”) that we provide or that you agree to at our request in connection with any of your current or future Account(s). We will provide these Communications to you via the Website, or by email. Your consent also confirms that you are able to receive, open, and print (if desired) a copy of such Communications provided through this Website or the email address you provide. Your consent remains in effect until you give us notice that you are withdrawing it. We may always, in our sole discretion, provide you with any Communications in paper form, even if you have chosen to receive them electronically. Your consent covers all Communications relating to any of your current or future Account(s).

Hardware & Software Requirements.

Your email address must be active and valid to receive and view Communications by email. In order to access and retain electronic Communications, you will need a computer with an internet connection, and an installed printer if you wish to print them. In order to download and view PDF documents on your computer, you need to have a program installed on your computer that accurately reads and displays PDF files such as Adobe Acrobat Reader. We will notify you if there are any material changes to the hardware or software needed to receive electronic Communications from Credit Corp by posting them to the Website or by email. You may print or save a copy of these Communications for your records as they may not be accessible online at a later date.

How to Withdraw Your Consent.

You may withdraw your consent to receive Communications electronically by contacting us at 800-483-2361 or by contacting info@creditcorponline.com. If you fail to provide consent or if you withdraw your consent to receive Communications electronically, Credit Corp reserves the right to deny your access to and use of the Website.

Requesting Paper Copies of Electronic Communications.

If, after you consent to receive Communications electronically, you would like a paper copy of a Communication we previously sent you, you may request a copy at no charge within 180 days after the date we provided the Communication to you by contacting us at 800-483-2361 or by contacting info@creditcorponline.com. We will send your paper copy to you by U.S. mail to the address we have on file.

Updating Your Contact Information.

It is your responsibility to keep your primary email address up to date so that Credit Corp can communicate with you electronically, and you must promptly notify us of any change to your email address. Please note that if you use a spam filter that blocks or re-routes emails, you must allow senders with the domain extension @creditcorponline.com so that you will be able to receive the Communications we send you. You may update your email address on the Self-Service Area of the Website, by calling us at 800-483-2361 or by contacting info@creditcorponline.com.

1. PROPRIETARY RIGHTS

Copyright in the Website and all information, files, documents, text, photographs, images, audio, video and any material made available on the Website (collectively, “Content”) is owned by Credit Corp, Copyright Credit Corp Solutions Inc 2025 or its licensors as applicable. All rights reserved. Credit Corp grants no right to you in the Website, or any of its features, functionality, or content, other than as expressly provided in these Terms. You are strictly prohibited from copying, publishing, using, reproducing, altering, or further distributing the same without Credit Corp’s prior written permission. Credit Corp grants you a limited license to access and make personal use of the Website subject to these Terms. The Website and any part of it may not be reproduced, copied, framed or otherwise exploited for any commercial purpose without the express prior written consent of Credit Corp.

All trade names, trademarks, service marks, logos and trade styles on the Website are owned by Credit Corp or its licensors as applicable. Proper use is limited to use in connection with the products and services of the mark owner and no other use is permitted without the owner’s prior written permission.

All material, information or other communication you submit, transmit, upload or post to this Website including any reviews, photographs, videos, ideas, comments, suggestions, feedback, data, images, sounds, text or the like (“Feedback”) will be considered non-confidential and free of any claims of proprietary or personal rights. Except with respect to personally identifiable information, which we will collect, use and disclose in accordance with our Privacy Policy, Credit Corp will have no obligations with respect to the Feedback. You hereby assign to Credit Corp all intellectual property rights, and waive any moral, publicity or similar rights you have in any Feedback. By submitting the Feedback to Credit Corp, you agree such Feedback and all rights therein will be our property, free and clear of any claims by you or others, and we will be able to use them, in identifiable or de-identifiable form, for any purpose, including advertising and promotion, without compensation or any other obligations to anyone, including you. Without limitation, Credit Corp and its designees will be free to copy, disclose, distribute, incorporate, publicly display, publicly perform, modify, create derivative works of, commercialize and otherwise use Feedback for any and all commercial or noncommercial purposes anywhere in the world.

2. LIMITED LICENSE TO ACCESS AND USE WEBSITE

Credit Corp grants you a personal, revocable, limited, non-exclusive, non-transferable license to access and use the Website and its materials and information solely for your personal and informational use. Credit Corp’s license to you is conditioned on your compliance with these Terms. You may not use the Website (or any part of it) for any commercial purposes or in any manner not permitted by these Terms. You may print materials and information from the Website solely for your personal and informational use as long as all hard copies contain all copyright and other applicable notices contained in such materials and information.

3. ACCOUNT REGISTRATION

In order to use certain features of the Website relating to your Credit Corp account(s) (“Account(s)”), you may need to create an online username and select a password. You are responsible for the security of your password and login credentials. You also agree that you are solely responsible for all actions under your login credentials, whether or not authorized by you, subject to applicable laws and the rules of any applicable payment network used to make payments on this Website. You must notify us immediately of any unauthorized use of your login credentials or password. Credit Corp is not liable for any loss or damage from your failure to comply with these requirements.

You agree that the information you provide to us during the registration process and at all other times when you use the Website is accurate, current, and complete, and that you will keep it up-to-date at all times. If you provide any information that is, or that Credit Corp has reasonable grounds to suspect is, untrue, inaccurate, not current, or incomplete, Credit Corp has the right to suspend or terminate your account and refuse any and all current or future use of the Website (or any portion thereof).

You are the sole authorized user of any account you create through the Website and are solely and fully responsible for all activities that occur under your account. You may not authorize others to use your accountholder status, and you may not assign or otherwise transfer your account to any other person or entity. If you have reason to believe that your account is no longer secure, you must immediately notify us by contacting us at info@creditcorponline.com. Credit Corp will not be liable for losses, damages, liability, expenses, and fees incurred by Credit Corp or a third party arising from someone else using your account regardless of whether you have notified us of such unauthorized use. You understand and agree that we may require you to provide information that may be used to confirm your identity and help ensure the security of your account.

Multi-Factor Authentication

Authentication is the process by which a website or app verifies your identity, typically by using a username and password. Oftentimes, a username and password is not sufficiently secure when it comes to sensitive data such as financial or education data. Multi-factor authentication (MFA), also called two-factor authentication or two-step verification, is a process that adds at least one more step, or "factor", to verifying your identity in order to increase security around sensitive data. This step is usually a confirmation of your identity in the form of a text message, voice message, email, or notification on an authentication app. Credit Corp may use MFA to increase the safety of your online account(s) by requiring entry of a onetime verification code in order to gain access to your account. Your verification code may be received by text message, voice message, email, or authentication app. Please ensure that the personal information we hold for you (mobile phone number and email address) is accurate and remains up to date.

4. ONLINE PAYMENTS

If you elect to use the Website to make a payment (“Online Payment”), you agree to these Online Payment Terms. Among other information, your Account(s) will show your original creditor, seller, merchant, account balance, and account offers, if any. You may pay your outstanding obligations through the Website either by initiating a one-time payment or enrolling in a payment plan in accordance with these Online Payment Terms. If you initiate any payment through the Website, you authorize Credit Corp to charge the credit or debit card (“Card”) you provide, or initiate a debit from the bank account you designate on the Website. You represent that you have the legal right to use any Card or other payment account you designate for payment through the Website.

Payment Methods

You may, depending on the status of your Account, make a payment on the Website using your Card or by authorizing a debit from your checking or savings account via Electronic Funds Transfer (EFT). Additional payment methods may be accepted by Credit Corp outside of the Website (e.g., payment by mail or by telephone) and may be subject to different payment policies. Please note that Credit Corp does not currently accept payments in an amount of less than $5.00.

One-Time Payments

You may initiate a one-time payment through the Website using your Card or by Electronic Funds Transfer (EFT) from your bank account. We will process the payment in accordance with our Terms & Conditions for Electronic Payment. Your payment may be subject to any limits imposed by your financial institution. You may be able to make changes to a scheduled payment in accordance with our Terms & Conditions for Electronic Payment. Credit Corp may also impose limits on or reject any payment or transaction if it suspects fraud, unauthorized use of a payment account, or as required by law.

Payment Plan

You may also set up a payment plan (a “Payment Plan”) where your payment amount is debited automatically on the day you select. You may cancel or modify the Payment Plan in accordance with our Terms & Conditions for Electronic Payment.

Credit Corp may determine at any time that you are ineligible to participate in one-time payments or Payment Plans through the Website (“Online Payment”) and remove you from Online Payment, even if you have already enrolled. If this occurs, you will thereafter be required to make payment using an alternative method. You are responsible for keeping your payment information current and for maintaining a sufficient amount of funds in your bank account to cover the full amount of any payments made to us. If your bank notifies us that there are insufficient funds (“NSF”) in your account to pay the amount you authorized for payment or otherwise rejects an EFT debit request, NSF fees may be imposed on you by your financial institution. Credit Corp is not liable for any such NSF fees.

By participating in Online Payment, you agree that Credit Corp may obtain financial information regarding your designated payment account(s) from your financial institution for the purposes of performing electronic payments, resolving payment issues, and verification. If there is an unauthorized electronic fund transfer to Credit Corp, you must immediately report it to Credit Corp or your bank. You may notify Credit Corp by email or telephone, or in writing. You are liable for subsequent transfers to the extent permitted by state law. If you believe an error exists in how we applied a payment, you must notify Credit Corp of the error by email or telephone, or in writing. Your notice must identify you by name and Account number, and indicate why you believe an error exists. Please include the type, date, and amount of the error to the extent possible. Credit Corp shall promptly investigate and report the results of our investigation to you. Most complaints are resolved and closed within 30 days of receipt. If we determine that no error occurred or that an error occurred in a manner or amount different from that described by you, our report of the results of the investigation will include a written explanation of our findings. Upon request, we shall promptly provide copies of the documents.

5. DISCLAIMER OF WARRANTY

WE DO NOT WARRANT THAT ACCESS TO OR USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE WEBSITE WILL BE CORRECTED. THE WEBSITE IS OFFERED AS IS AND AS AVAILABLE WITHOUT WARRANTIES OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, CREDIT CORP MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A SPECIFIC PURPOSE AS WELL AS TITLE OR NON-INFRINGEMENT. WE ARE NOT RESPONSIBLE FOR TIMELINESS, ACCURACY, UNAVAILABILITY OR INTERRUPTIONS IN AVAILABILITY, VIRUSES OR OTHER DEFECTS IN THE WEBSITE OR ITS CONTENTS. IN NO EVENT SHALL CREDIT CORP BE RESPONSIBLE FOR ANY DAMAGES TO USERS OR THEIR COMPUTER SYSTEMS OR OTHERWISE, EVEN IF CREDIT CORP HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGES AND WITHOUT REGARD TO NEGLIGENCE.

6. LIMITATION OF LIABILITY

EXCEPT TO THE EXTENT PROHIBITED BY APPLICABLE LAW, IN NO EVENT WILL CREDIT CORP OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR OTHER REPRESENTATIVES BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL LOSSES OR DAMAGES OF WHATSOEVER KIND ARISING OUT OF ACCESS TO OR USE OF THE WEBSITE, WEBSITE-RELATED SERVICES OR ANY INFORMATION, CONTENT OR MATERIALS INCLUDED ON THE WEBSITE.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE, CONTENT, INFORMATION CONTAINED WITHIN THE WEBSITE, ANY LINKED WEBSITE, OR ANY SERVICES ACCESSED OR USED THROUGH THE WEBSITE IS TO STOP USING THE WEBSITE AND/OR THOSE SERVICES. TO THE EXTENT ANY ASPECTS OF THE FOREGOING LIMITATIONS OF LIABILITY ARE NOT ENFORCEABLE, OUR MAXIMUM LIABILITY TO YOU WITH RESPECT TO YOUR USE OF THIS WEBSITE AND ANY SERVICES ACCESSED OR USE BY YOU THROUGH THE WEBSITE IS ONE HUNDRED DOLLARS ($100.00). THE FOREGOING LIMITATIONS APPLY EVEN IF THE REMEDIES UNDER THESE TERMS OF USE FAIL OF THEIR ESSENTIAL PURPOSE.

ANY CLAIMS ARISING IN CONNECTION WITH YOUR USE OF THE WEBSITE OR ANY SERVICES ACCESSED OR USED THROUGH THE WEBSITE MUST BE BROUGHT WITHIN ONE (1) YEAR OF THE DATE OF THE EVENT GIVING RISE TO SUCH ACTION OCCURRED.

7. LINKS TO OTHER WEBSITES

The Website may from time to time include links to other websites that are not under Credit Corp’s control. We provide these links for your information and convenience only and do not endorse the content of such linked websites or third parties. Credit Corp expressly disclaims any responsibility for the content or availability of any linked website or any link contained in a linked website. We may terminate any link or linking program at any time. When you access any of the third party websites linked to this website, you do so at your own risk.

It is strictly prohibited to link other websites with the Website without Credit Corp’s prior written permission. Any access to and use of third-party websites or online services is not governed by our Privacy Policy or these Terms but is instead governed by the privacy policies and terms of use of those third-party websites or online services, and we are not responsible for the information practices of such third-party websites or online services.

8. RESTRICTIONS ON ACCESS AND/OR USE

It is strictly prohibited to use or contact the Website to disrupt or damage the Website, its Contents or to harass or disparage Credit Corp or its clients or their respective products or services or personnel. No unsolicited email (spam) may be directed to or through the Website. Additionally, you are prohibited from violating or attempting to violate the security of the Website, including, without limitation, by (a) accessing data not intended for such user or logging onto a server or an account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) accessing or using the Website or any portion thereof without authorization; or (d) introducing any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.

You agree not to use the Website:

• In any way that violates any applicable federal, state, local or international law or regulation;
• To engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm us or users of the Website or expose them to liability;
• Use the Website in any manner that could disable, overburden, damage, or impair the Website or interfere with any other party’s use of the Website;
• Use any robot, spider or other automatic device, process or means to access the Website for any purpose, including monitoring or copying any of the materials on the Website;
• Use any manual process to monitor or copy any of the materials on the Website or for any other unauthorized purpose without our prior written consent;
• Use any device, software or routine that interferes with the proper working of the Website;
• Otherwise attempt to interfere with the proper working of the Website;
• Reproduce, re-distribute, sell, publish, broadcast, or circulate any materials or information contained on the Website to anyone, even if they are in the same company or organization as you;
• Post materials or information from the Website to news groups, mail lists, or bulletin boards;
• Modify, edit, alter, or enhance any of the materials or information from the Website in any manner;
• Submit fraudulent, misleading, or otherwise falsified information relating to your debt, your outstanding obligations, your login credentials, or your Account(s); Purposely manipulate, change, or otherwise interfere with the functioning of the Website or any of its subparts and/or correlating security measures;
• Access or use the Website in a manner that in Credit Corp’s sole discretion could damage, disable, overburden, or impair the Website, or interfere with any other party’s access to and/or use of the Website;
• Utilize framing techniques to enclose any trademark, logo, or other Credit Corp materials or information without our express written consent; or
• Use any meta tags or any other “hidden text” utilizing Credit Corp’s name or trademarks without our express written consent.

If Credit Corp, in its sole discretion, believes that you have engaged in any activities restricted by these Terms or by law, your license to access and/or use the Website terminates automatically without notice to you. In addition, we may take other various actions to protect Credit Corp, other users, and other third parties, including:

• Suspending your access to or use of the Website;
• Updating inaccurate information you provided us;
• Refusing to allow you to use the Website in the future;
• Taking legal action against you; and
• Holding you liable for Credit Corp’s damages caused by your violation of these Terms or applicable law.

You agree that we, in our sole discretion, may suspend or terminate your access to or use of the Website and to remove and discard any content within the Website, for any reason, including for lack of use or if we believe that you have violated or acted inconsistently with the letter or spirit of these Terms. In our sole discretion, we may also refer suspected fraudulent, abusive, or illegal activity on the Website to appropriate law enforcement authorities. You agree that we may terminate your access to or use of the Website under any provision of these Terms without prior notice.

9. INDEMNIFICATION

You agree to indemnify, defend and hold harmless us and our respective officers, directors, employees, agents and representatives from and against all losses, expenses, damages, and costs, including reasonable attorney fees, resulting from any violation by you of these Terms or from our termination of your access to or use of the Website. Such termination will not affect either party’s rights or obligations, which accrued before the termination.

10. RIGHT TO JURY TRIAL WAIVED.

If for any reason a claim proceeds in court, we each waive any right to a jury trial.

11. CLASS ACTION WAIVER.

We each agree that any dispute resolution proceedings or lawsuits will be conducted only on an individual basis and not in a class, or representative action. Therefore, you waive all rights to bring claims on behalf of a class of persons; however, you may still bring an individual claim for public injunctive relief and in small claims court. Nothing in this provision, however, should operate to prevent the parties from settling claims on a class-wide basis or otherwise.

12. EXPORT CONTROL

This Website, including all content, features, and materials on this Website, is offered in the English language and is intended for use within the United States only. We make no representation that this Website or any of its content, features, or materials are appropriate or available for use in other locations. Those who access this Website from outside the United States do so at their own risk and are responsible for compliance with applicable local laws. You agree to comply with all U.S. or other export and reexport control restrictions. You represent and warrant that you are not located in, or a resident or a national of, any country (a) subject to a U.S. government embargo or similar restriction, or that has been designated by the U.S. government as a “terrorist supporting” country; or (b) listed on any U.S. government lists of prohibited or restricted parties.

If you require information in Spanish about Credit Corp, please contact us at info@creditcorponline.com.

13. CHOICE OF LAW

Credit Corp’s headquarters are in Draper, UT. These Terms shall be governed by the laws of Utah without regard to any conflict of law principles. Further, you and we agree to the jurisdiction of a state or federal court in the State of Utah to resolve any dispute, claim, or controversy that relates to or arises in connection with these Terms (and any non-contractual disputes and/or claims relating to or arising in connection with it).

14. GENERAL

You represent and warrant that you shall comply with all laws and regulations that apply to your access and use of the Website and any Website -related services, including, but not limited to, any applicable national laws that prohibit the export or transmission of technical data or software to certain territories or jurisdictions.

We reserve the right to seek all remedies available at law and in equity for violations of these Terms, including the right to remove your account and any contents generated by you on the Website, block your access to the Website, block IP addresses.

If any provision of these Terms is held to be unenforceable, the remaining Terms shall remain in full force and effect, and the unenforceable provision shall be replaced by an enforceable provision that comes closest to the intention underlying the unenforceable provision.

No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any right.

Credit Corp reserves the right to revise and update these Terms at any time, effective on the date of posting to the Website of the new and amended Terms. Changes will be posted to this page. We encourage you to return to this page frequently so that you are aware of our current Terms. Your continued use of the Website after the Last Updated date constitutes your acceptance of the amended Terms. The amended Terms supersede all previous versions.

You may not assign or transfer these Terms or your rights and obligations under these Terms, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign the Terms or any of our rights or obligations under these Terms at any time without notice. Our failure to require performance of any provision of these Terms does not affect our right to require performance at any time thereafter, nor may you consider our waiver of a breach or default of these Terms a waiver of any subsequent breach or default or a waiver of the provision itself. Use of paragraph headers in these Terms is for convenience only and does not have any impact on the interpretation of particular provisions.

15. SURVIVAL

The following sections of these Terms survive termination of your access to and use of the Website: Proprietary Rights, Disclaimer, Limitation of Liability, Indemnity, Governing Law, and Class Action Waiver, and General, and any other provision that by its terms survives termination of your access to and use of the Website.