My rights & responsibilities

As a consumer of credit in the United States of America, you have certain rights. We have provided certain resources below that will help explain the debt collection process and your rights in more detail, and which includes some helpful tips on how to overcome or avoid financial difficulty and deal with debt collection:

Government

• FTC Debt Collection Facts
• Ask the CFPB (Consumer Financial Protection Bureau)
• Consumer Loans: Your Rights and Responsibilities

Industry

• RMA Consumer Resources
• Credit Score Basics
• Consumer tips about debt collection